{"id":132,"date":"2016-03-23T17:57:35","date_gmt":"2016-03-23T20:57:35","guid":{"rendered":"http:\/\/www.monteirovalente.com.br\/novosite\/?p=132"},"modified":"2016-03-23T17:57:35","modified_gmt":"2016-03-23T20:57:35","slug":"cobranca-especializada-minimiza-os-riscos-de-inadimplencia","status":"publish","type":"post","link":"https:\/\/monteirovalente.com.br\/en\/cobranca-especializada-minimiza-os-riscos-de-inadimplencia\/","title":{"rendered":"Specialized collection minimizes the risk of default"},"content":{"rendered":"<p>O ano continua com perspectivas negativas em rela\u00e7\u00e3o \u00e0 economia. Segundo levantamento feito pelo Serasa, aproximadamente 59 bilh\u00f5es de brasileiros terminaram 2015 e come\u00e7aram 2016 inadimplentes e o total das d\u00edvidas chega a R$255 bilh\u00f5es. Esse \u00e9 o maior n\u00famero desde 2012, ano em que o Serasa come\u00e7ou a realizar o levantamento.<\/p>\n<p>Among the reasons for default are lack of financial control, borrowing money from third parties and extra expenses that have arisen in families. The main cause is unemployment.<\/p>\n<p>Against this backdrop, every business owner should be aware that 5% of their earnings could be compromised by defaulting customers. However, in some companies, this debt reaches 30%, which can lead to the company going bankrupt.<\/p>\n<p>Active, outsourced collection can help in this situation, both to avoid compromising the sales team's energy and to bring faster results.<\/p>\n<p>Here are some tips for avoiding customer defaults:<\/p>\n<ul>\n<li>Don't be afraid to charge. Getting paid for the service you provide is your right;<\/li>\n<li>Charging by e-mail may be the best way out, so create an account just for financial matters;<\/li>\n<li>Use formal and serious communication when talking about payments;<\/li>\n<li>Whenever you can, give your business company status, even if you work alone;<\/li>\n<li>If you feel that a negotiation is risky and that you could be defaulted on, don't sell;<\/li>\n<li>The boleto is a great solution for reducing defaults;<\/li>\n<li>Don't hand over all the work until you've paid for it;<\/li>\n<li>At the beginning of the job, ask for an advance payment;<\/li>\n<li>Draw up a contract with all the payment obligations;<\/li>\n<li>The relationship must be transparent, so if the customer doesn't pay, talk to them and, if necessary, suspend the service;<\/li>\n<li>Hire a company that specializes in collection, preferably one that also has legal support.<\/li>\n<\/ul>\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>O ano continua com perspectivas negativas em rela\u00e7\u00e3o \u00e0 economia. Segundo levantamento feito pelo Serasa, aproximadamente 59 bilh\u00f5es de brasileiros terminaram 2015 e come\u00e7aram 2016 inadimplentes e o total das d\u00edvidas chega a R$255 bilh\u00f5es. Esse \u00e9 o maior n\u00famero desde 2012, ano em que o Serasa come\u00e7ou a realizar o levantamento. Entre as raz\u00f5es&hellip;&nbsp;<a href=\"https:\/\/monteirovalente.com.br\/en\/cobranca-especializada-minimiza-os-riscos-de-inadimplencia\/\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Specialized collection minimizes the risk of default<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[10,2],"tags":[23,29],"autoria":[],"class_list":["post-132","post","type-post","status-publish","format-standard","hentry","category-direito-do-consumidor","category-sem-categoria","tag-cobranca","tag-inadimplencia"],"acf":[],"brizy_media":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/posts\/132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/comments?post=132"}],"version-history":[{"count":0,"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/posts\/132\/revisions"}],"wp:attachment":[{"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/media?parent=132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/categories?post=132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/tags?post=132"},{"taxonomy":"autoria","embeddable":true,"href":"https:\/\/monteirovalente.com.br\/en\/wp-json\/wp\/v2\/autoria?post=132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}